Personal Loan
For rent, bills, medical expenses, school fees, travel, and other urgent needs.
No collateral for eligible borrowers • Fast review • Short-term funding
Fast digital loans for everyday Nigerian borrower
Uni Loan enables salary earners, traders and small businesses to access mobile-first credit with transparent repayment terms.
Uni Loan Card
Credit limit up to
₦0
10 min
Typical review time
₦5,000 – ₦1,000,000
Loan range
24/7
Mobile access
Licensed & Regulated
Registered Digital Lender in Nigeria
Uni Loan is operated by Soar Global Tech Services Limited, listed as an approved digital money lender for Uni Loan App in Nigeria.
Credit Products
Loans for Real Needs
SME Working Capital
For inventory, logistics, payroll, repairs and business expansion.
Emergency Credit
Short-term funding to bridge gaps before your income arrives.
4 steps
from request to payout
Loan Application Process
How to apply (guided steps)
Step 1
Register
Create your profile using your phone number and basic details.
Step 2
Submit Details
Provide your ID, income details and loan purpose.
Step 3
Approval
Review your credit limit, fees and repayment schedule.
Step 4
Disbursement
Receive funds directly into your Nigerian bank account.
Loan estimate
Plan before you apply
Adjust the loan amount and term to view an indicative monthly repayment.
Customer Stories
Join thousands of Nigerians who trust Uni Loan
Chuka
@chuka_lagos
The application was simple. I reviewed the repayment amount before accepting, and funds were disbursed quickly.
Amaka
@amaka_ng
Uni Loan helped me restock my shop without waiting for month-end cash flow. Payment reminders are very helpful.
Michael
@michael_afolabi
I used a salary loan for urgent school fees. The process was smooth and terms were transparent.
Grace
@grace_abuja
Customer support responded quickly when I had a repayment question, which gave me confidence.
Ngozi
@ngozi_trader
I applied from my phone and received clear repayment information before making a decision.
Tunde
@tunde_lagos
The loan estimate helped me plan ahead, and the process felt straightforward from start to finish.
Ready to get started?
Start Your Uni Loan Application
Submit your details to apply for mobile-first credit from Soar Global Tech Services Limited.