Personal Loan
For rent, bills, school fees, medical needs and other planned or urgent expenses.
See loan detailsSimple credit for everyday needs • Clear repayment terms
Fast, simple loans for everyday needs
Get quick access to cash when you need it most. No collateral for eligible borrowers, with repayment details shown before you confirm.
Typical review
from 10 minutes
No collateral
required
Local support
via WhatsApp
Your loan offer
Choose a loan amount
₦0 Typical amounts vary by eligibility · No collateral for eligible borrowersLoan term6 months
Estimated monthly repayment₦92,333
10 min
Typical review time
₦5,000 – ₦1,000,000
Loan range
24/7
Mobile access
Company & product information
Clear, responsible digital credit
Uni Loan is a digital lending service operated by Soar-Global Tech Services Limited. Review the applicable fees, repayment schedule and privacy information before you apply.
View company and privacy detailsCredit Products
Loans for Real Needs
SME Working Capital
For inventory, logistics, payroll, repairs and business expansion.
See loan detailsEmergency Credit
Short-term funding to bridge gaps before your income arrives.
See loan details
Simple application
Submit an application in a few guided steps
Loan Application Process
How to apply (guided steps)
Step 1~2 min
Register
Use your phone number and basic details to create a profile.
Step 2A few details
Submit Details
Provide your ID, income details and reason for borrowing.
Step 3Review stage
Approval
Review your credit limit, fees and repayment schedule before accepting.
Step 4To your bank account
Disbursement
Approved funds are sent directly to your Nigerian bank account.
Loan estimate
Know what you may repay
Adjust the amount and term to view an indicative repayment before you apply.
Customer Stories
What our customers say
Chuka
@chuka_lagos
The application was simple. I reviewed the repayment amount before accepting, and funds were disbursed quickly.
Amaka
@amaka_ng
Uni Loan helped me restock my shop without waiting for month-end cash flow. Payment reminders are very helpful.
Michael
@michael_afolabi
I used a salary loan for urgent school fees. The process was smooth and terms were transparent.
Grace
@grace_abuja
Customer support responded quickly when I had a repayment question, which gave me confidence.
Ngozi
@ngozi_trader
I applied from my phone and received clear repayment information before making a decision.
Tunde
@tunde_lagos
The loan estimate helped me plan ahead, and the process felt straightforward from start to finish.
Ready to get started?
Start Your Uni Loan Application
Share a few details to request mobile-first credit from Soar-Global Tech Services Limited.
We only ask for the information needed to contact you about your request.